Effective date 01 August 2019 Please read these Terms and Conditions carefully before using this Web Site. If you do not agree to these Terms and Conditions exit now and do not use this Web Site.
To use a Service you may need to register and create an account with a username and a password. You may need to provide us with certain personal and other information. KITZONE TECHNOLOGY PRIVATE LIMITED may verify your email address before your account can be used. You agree to provide truthful and complete information when you register for the Service and to keep that information updated. You must take due care to protect your username and password against misuse by others and promptly notify KITZONE TECHNOLOGY PRIVATE LIMITED about any misuse. You are personally responsible for any use of the Service. You may terminate your registration if you no longer wish to use the Service. After termination, you will no longer have access to the Service. KITZONE TECHNOLOGY PRIVATE LIMITED may terminate your registration or restrict your access to certain parts of the Service if KITZONE TECHNOLOGY PRIVATE LIMITED reasonably believes that you have breached the Terms.
KITZONE TECHNOLOGY PRIVATE LIMITED grants you a non-exclusive, non-transferable license, revocable at any time at KITZONE TECHNOLOGY PRIVATE LIMITED sole discretion, to access and use the Service strictly in accordance with the Terms. Use of the Service does not grant you any intellectual property rights in or to any information or content in the Service. As part of the Service, KITZONE TECHNOLOGY PRIVATE LIMITED may provide you with content developed by KITZONE TECHNOLOGY PRIVATE LIMITED or its. KITZONE TECHNOLOGY PRIVATE LIMITED grants you a non-exclusive license to use the Content for the purpose it is intended, unless otherwise defined in the applicable Terms or the purchase order.The KITZONE TECHNOLOGY PRIVATE LIMITED, however, retains the right to withdraw the aforementioned license at its sole discretion. You are bound by any restrictions applicable to specific Content you obtain through the Service. Any license acquired to third-party Content is a binding agreement between you and the third-party Content provider. You have only the rights to the Content which are expressly granted herein. Any liability arising out of your use of the Content shall be solely to your account and the KITZONE TECHNOLOGY PRIVATE LIMITED shall not take any responsibility for the same. As part of the Service, KITZONE TECHNOLOGY PRIVATE LIMITED may provide you with certain software developed by KITZONE TECHNOLOGY PRIVATE LIMITED or, its licensors. Your use of Software may be subject to separate terms and conditions that you must accept before using the Software.If there are no separate terms and conditions applicable to such Software, the following terms apply: KITZONE TECHNOLOGY PRIVATE LIMITED grants to you a limited, non-exclusive, non-transferable right to install and use the Software on your computer and/or mobile device in order to use the Service. You may not distribute, transfer the right to use, modify, translate, reproduce, resell, sublicense, rent, lease, reverse engineer, or otherwise attempt to discover the source code of or make derivative works of the Software. For open source licensed software, applicable open source license terms apply.You may be able to submit information or content to the Service. KITZONE TECHNOLOGY PRIVATE LIMITED does not claim ownership in your Material. Your submission of Material does not transfer ownership of rights of the Material to KITZONE TECHNOLOGY PRIVATE LIMITED. KITZONE TECHNOLOGY PRIVATE LIMITED is only transmitting the Material and is not responsible for editorial control over it. Any liability arising out of the use of your Material shall not be borne by the KITZONE TECHNOLOGY PRIVATE LIMITED and you shall keep the KITZONE TECHNOLOGY PRIVATE LIMITED indemnified and harmless in this regard. By submitting Material to the Service you grant KITZONE TECHNOLOGY PRIVATE LIMITED a world-wide, non-exclusive, sub-licensable, assignable, fully paid-up, royalty-free, perpetual and irrevocable license to use, copy, publicly perform, display, distribute in any media and modify the Material to incorporate the Material into other works, and to grant similar sublicenses to the extent necessary for KITZONE TECHNOLOGY PRIVATE LIMITED to provide the Service.You are solely responsible for taking backup copies of the data you store on the Service, including Content you upload. If the Service is discontinued or canceled, KITZONE TECHNOLOGY PRIVATE LIMITED may permanently delete your data. KITZONE TECHNOLOGY PRIVATE LIMITED has no obligation to return data to you after the Service is discontinued or canceled.
You agree to: Comply with applicable laws, these Terms and good manners; Use the Service only for your personal, non-commercial purposes; Not submit unlawful, offensive, inaccurate, misleading, abusive, pornographic, harassing, libelous, blasphemous, defamatory, obscene, pedophilic, invasive of another privacy, hateful, racially or ethically objectionable, disparaging, relating to or encouraging money laundering or gambling, or otherwise inappropriate material. Not to upload or share any information that impersonates another person, threatens the unity, integrity, defence, security or sovereignty of India. Obtain any consents, permission or licenses that may be legally required for you to submit any Material; Respect the privacy of others; Not distribute or post spam, unreasonably large files, chain letters, pyramid schemes, viruses; or Not use any other technologies or initiate other activities that may harm the Service, or the interest or property of the Service users. Not to use any automated systems or means to access, acquire, copy or monitor any part of the service. Be responsible for the consequences related to the Material that you post. Report any abuse of the above terms at the below email id KITZONE TECHNOLOGY PRIVATE LIMITED may but has no obligation to: Monitor or moderate any Content or Material; Remove any Material from the Service; and Restrict access to any part of the Service at any time in its sole discretion.
Before downloading or accessing any Content, please check whether the Content which you wish to access is restricted by age or marked as potentially offensive or explicit. KITZONE TECHNOLOGY PRIVATE LIMITED shall not be responsible for any claims or offense caused or suffered by you accessing such Content. You agree: To use the Content only for your personal, non-commercial purposes; To use the Content in accordance with the restrictions set out in the applicable laws, additional terms, guidelines and policies or on the product pages that apply to that particular piece of the Content; Not to make copies, give, sell, resell, loan, rent, offer, broadcast, send, distribute, transfer, communicate to the public, reproduce, modify, display, perform, commercially exploit or make the Content available unless otherwise authorized in the applicableTerms and to advise KITZONE TECHNOLOGY PRIVATE LIMITEDpromptly of any such unauthorized use; Not to remove, circumvent, reverse engineer, decrypt, or otherwise alter or interfere with any applicable usage rules or attempt to circumvent digital rights management or copy protection features associated with the Content or any other technologies used to control the access to or use of the Content or its identifying information; Not to use any automated systems or means, except for those provided by us, for the selection or downloading of the Content; Not to give out your password or otherwise allow other people to access the Content. The restrictions on copying that apply to applicable media also apply to the Content accessed as part of this Service. The Content is owned and/or controlled by KITZONE TECHNOLOGY PRIVATE LIMITED and/or its respective licensors and is protected by intellectual property laws. The third party Content provider is solely responsible for any Content it provides, any warranties to the extent that such warranties have not been disclaimed and for any claims you may have relating to that Content or your use of that Content. However, KITZONE TECHNOLOGY PRIVATE LIMITED reserves the right to enforce the third party Content license terms against you as a third party beneficiary of those terms.The third party Content providers are third-party beneficiaries under these Terms and may enforce the provisions that directly concern the Content in which they have rights. KITZONE TECHNOLOGY PRIVATE LIMITED may be acting as an agent for third party Content provider in providing the Content to you. KITZONE TECHNOLOGY PRIVATE LIMITED is not a party to the transaction between you and the third party Content provider for such Content.
KITZONE TECHNOLOGY PRIVATE LIMITED may post notices within the Service. KITZONE TECHNOLOGY PRIVATE LIMITED may also send you notices about products and Services to the email address or telephone number you have provided to us. You are deemed to have received such notices at the latest within seven (7)days from KITZONE TECHNOLOGY PRIVATE LIMITED sending or posting those. Your continued use of the Services constitutes your receipt of all notices regardless of delivery method.
Your use of the Service may be or may become subject to charges.Use of the Service may involve transmission of data through your service provider network. Prices listed within the Service do not include possible data transmission, text message, voice or other service provision charges by your network service provider. KITZONE TECHNOLOGY PRIVATE LIMITED assumes no responsibility for the payment of any charges of your service providers.
"Order" shall mean the selection of payable Content and/or subscription to Content offered by KITZONE TECHNOLOGY PRIVATE LIMITED and available in the Service and submission of payment method, as well as submitting the order by selecting the "buy", "ok", "I accept" or other similar confirmation of acceptance in the order flow or providing other indication of acceptance terms that are presented to you in the order flow. You agree that all Orders shall be legally valid and binding. All Orders are subject to acceptance by KITZONE TECHNOLOGY PRIVATE LIMITED. You may pay by credit or debit card, network service provider billing, or other payment methods if available.Your credit or debit card must have a billing address in the country where the Content is offered by the Service. KITZONE TECHNOLOGY PRIVATE LIMITED will charge your credit card or debit your bank account within a reasonable time after you have made your Order. All credit card payments are subject to validation checks and authorization by the card issuer. If you choose network service provider billing, charges will appear on your mobile phone bill or be deducted from your prepaid account if it is a prepaid account. Some network service providers may subject your usage of the Service to additional terms and conditions including placing limits on the amount of charges possible with network service provider billing. Charges in excess of network service provider limits or account balance may be rejected. You agree to pay the charges related to your Order, to ensure that the instrument of payment is valid at the time of the Order, that you are the rightful holder of the instrument and that the instrument is used within its credit limits.The Content that is delivered is licensed to you. You agree to use such Content solely as permitted in these Terms and in any additional terms that you may be presented in the order flow. The Service may offer subscriptions. You authorize the Service to place a periodical charge during the period of the subscription. The Service may also offer a trial period. If your Order involves a trial period (also known as try-and-buy), you may be charged when the trial period expires, unless you cancel in accordance with the subscription/trial terms. The prices in the Service may change from time to time. Prices include applicable taxes in effect at the time of your transaction, unless otherwise stated. There may be instances where you incur additional charges from your bank or credit card provider based on currency conversion rates used and/or additional fees assessed.Any personal information identifying any visitor to the KITZONE TECHNOLOGY PRIVATE LIMITED Sites or Subscriber ("Personal Information") if required, is asked for explicitly in the relevant page on the KITZONE TECHNOLOGY PRIVATE LIMITED Sites. Personal Information is used to operate the KITZONE TECHNOLOGY PRIVATE LIMITED Sites, and we may occasionally inform you of new features, services, and products from the Company. We may place a text file called a "cookie" in the browser files of your computer. The cookie itself does not contain Personal Information although it will enable the KITZONE TECHNOLOGY PRIVATE LIMITED Sites to relate your use of the KITZONE TECHNOLOGY PRIVATE LIMITED Sites to information that you have specifically and knowingly provided to the KITZONE TECHNOLOGY PRIVATE LIMITED Sites.If at any time you believe the KITZONE TECHNOLOGY PRIVATE LIMITED Sites have not adhered to these principles, please notify at Contact Us and we will use all commercially reasonable efforts to promptly determine and correct the problem. If you have questions about this policy, Contact Us
By submitting any ideas, feedback and/or proposals ("Feedback") to KITZONE TECHNOLOGY PRIVATE LIMITED through the Service or other means, you acknowledge and agree that: (1) KITZONE TECHNOLOGY PRIVATE LIMITED may have similar development ideas to the Feedback; (2) your Feedback does not contain confidential or proprietary information of you or any third party; (3) KITZONE TECHNOLOGY PRIVATE LIMITED is not under any obligation of confidentiality with respect to the Feedback; (4) KITZONE TECHNOLOGY PRIVATE LIMITED may freely use, distribute, exploit and further develop and modify Feedback for any purpose; and (5) you are not entitled to any compensation of any kind from KITZONE TECHNOLOGY PRIVATE LIMITED.
You may use features in the Service to share your location, status, content, Materials or personal information or to interact with other users, sites and services. By using these features you agree that KITZONE TECHNOLOGY PRIVATE LIMITED may use and provide that information to other services and persons with whom you choose to interact or share this information. Users of these services and persons, such as your contacts, may see your location, status and/or personal information. In using these features you agree not to share information, Content or Material, or to link to any service or site containing information, Content or Material, that: (a) contains content or other material that is illegal or inappropriate; (b) exploits intellectual property rights without authorization or encourages users to piracy; or (c) contains sensitive personal data of others. Any interaction does not involve KITZONE TECHNOLOGY PRIVATE LIMITED and is solely between you and the other user(s).
The availability of Content and the Service may vary and is subject to KITZONE TECHNOLOGY PRIVATE LIMITED sole discretion. KITZONE TECHNOLOGY PRIVATE LIMITED expressly disclaims any representation or warranty that any particular Content or Service will be available. The Service, operations and some features may also be dependent on the network, compatibility of the devices used and the content formats supported. To access the Service, you may need to download a specific piece of software developed by KITZONE TECHNOLOGY PRIVATE LIMITED or by another party. KITZONE TECHNOLOGY PRIVATE LIMITED may, in its sole discretion, change, correct or discontinue the Service in whole or in part. KITZONE TECHNOLOGY PRIVATE LIMITED may disable any Content or Software contained in your Service account for any reason and remove any Content or Software and/or disable copies of any application on your device in order to protect the Service, application providers, wireless carriers over whose network you access the service or any other affected or potentially affected parties.
KITZONE TECHNOLOGY PRIVATE LIMITED may include access to sites and services on the Internet or preloaded clients that enable you to interact with sites and services that are owned or operated by third parties and that are not part of the Service. You must review and agree to the terms and conditions of these sites or services before using these sites or services. KITZONE TECHNOLOGY PRIVATE LIMITED has no control over the third party content, sites or services and assumes no responsibility for services provided or material created or published on these third-partysites or services. A link to a third-party site does not imply that KITZONE TECHNOLOGY PRIVATE LIMITED endorses the site or the products or services referenced in the site. In addition, you and other users may create content and links to content within the Service that has not otherwise been submitted to the Service. KITZONE TECHNOLOGY PRIVATE LIMITEDis not responsible for this type of content or links.
Service may include advertisements. Advertisements may be targeted to the content or information stored on the Service, queries made through the Service, or other information.
The Privacy Policy and any additional privacy information made available to you govern the use of your personal data.
Kitzone Technology Private Limited values the trust placed in us by data subject and therefore, we assure that we follow the highest standards of privacy guidelines to protect the information shared by you with us. This privacy policy describes the usage of information provided or collected by Kitzone Technology Private Limited and/or its subsidiary (ies) and/or affiliate(s) (collectively referred to as the "Company"), which operates various websites/ Mobile Apps & other services including but not limited to delivery of information and content via any mobile or internet connected device or otherwise (collectively the "Services"). We follow this privacy policy in accordance with applicable laws in the places where we operate. In some cases, we may provide additional data privacy notices specific to certain services or regions.Those terms are to be read in combination and are part and parcel of this policy. Please keep in mind that when you provide information to us on a third-party site or platform (for example, via our applications like social media login the information we collect through those third-party sites linked with our applications are covered by this privacy policy, and the information the third-party site or platform collects or may collect is subject to the third-party site or platform privacy practices. Privacy choices you have made on the third-party site or platform will not apply to our use of the information we have collected directly through our applications. Please also keep in mind that our sites and applications may contain links to other sites not owned or controlled by us and we are not responsible for the privacy practices of those sites. We encourage you to be aware when you leave our sites or applications and to read the privacy policies of other sites that may collect your personal information.All capitalized terms that have not been specifically defined herein shall have the same meaning as provided under the Terms of Use. This Privacy Policy should be read in conjunction and together with the Terms of Use applicable to the Kitzone Technology Private Limited. User Consent By using Kitzone Technology Private Limited(for example, when you register for an account, enter a contest or promotion, communicate with us, on our sites or applications or through social media), you agree to provide consent to our collection, use and sharing of your personal information as described in this policy. In some cases, particularly if you reside in a country governed by a data protection regulation, we may ask you to provide explicit consent to access our services before proceeding for further operations. If you are a traveler visiting various countries around the world and avail the Platform services, then we will determine your location using your IP address to determine the relevant Kitzone Technology Private Limited services which should be offered to you. In the event IP detection fails, we will consider the last cached location as your current location to provide you with Kitzone Technology Private Limited services and the consents obtained at the time of registration in that location will be valid for processing of your personal information.We use third party service providers to help us determine your location to provide you with appropriate content and services on our Platform. Upon implementation of GDPR, existing user in order to receive full scale services as provided will be required to opted in, subscribe and consent for provision of services, failure to subscribe will deny the use the access and full use of the services provided by the Kitzone Technology Private Limited.
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On-us transactions are typically faster and less expensive than transactions that involve external networks, such as wire transfers or payments to accounts at other banks.
Off-us transactions typically involve additional processing steps, such as routing through payment networks (e.g., Visa, Mastercard, or ACH), which can lead to:
In contrast, on-us transactions occur entirely within the same bank, making them generally faster and less expensive.
using their Aadhaar number and biometric authentication (fingerprint or iris scan).
AEPS aims to increase financial accessibility and inclusion, especially in rural and underserved areas, by leveraging the widespread adoption of Aadhaar. It provides a convenient, secure, and efficient way to make transactions, reducing reliance on physical cards or accounts.
