KITZONE TECHNOLOGY PRIVATE LIMITED

Cookies Policy

  • Information we collect from third parties

  • A.Information obtained from other Sources

    We may receive information about you from other online sources. We may add it to our account information system and treat it in accordance with this policy. If you provide information to the platform provider or other partner to whom we provide services, your account information including PII may be passed on to us. We may obtain updated contact information(s) from third parties in order to correct our records and fulfil the Services or to communicate with you or share the information with any third party.

  • B.Information obtained from third party websites

    If you link, connect or login to your Kitzone Technology Private Limited account with third-party services they may send us information such as your registered e-mail id and public profile .information from the service as stated below; Facebook - Email ID and public profile information which includes name, profile picture, age gender etc. Twitter - Email ID, see who you follow, read tweets from timeline, post tweet for you, access direct messages and update your profile

  • C.Demographic and other information

    We may reference other sources of demographic and other information to provide you with more targeted communications and promotions. We use various third-party analytics service providers, among others, to track the user behaviour on our website. They are used to support display advertising towards helping us gain understanding of our users' Demographics and Interests. The reports are anonymous and cannot be associated with any individual personally identifiable information that you may have shared with us. You can opt-out or opt-in by giving a consent at to serve you advertisements when you visit our website or applications.

  • D.Subscription or Paid service information

    When you chose any subscription or paid service, we or our payment gateway provider may collect your personal information such as address or billing information, including your credit/debit card number and expiration date etc. The subscriptions or paid Services may be on auto renewal mode unless cancelled. If at any point you do not wish to auto-renew your subscription, you may cancel your subscription before the end of the subscription term or contact us on our support e-mail. *In case of sharing or referring the subscription to another user then the personal information of the referrer will only be used for the purpose for which it has been shared by the . Other than the purpose, We won’t provide or process the referrals personal information for analytics, direct marketing etc. without prior consent provided by the referral to receive such services from us.

  • E.Transactional and Billing Information

    Based on your purchase of a subscription or paid service, our payment gateway partner may collect information, including but not limited to, your credit/debit card details or other bank account details along with your billing address. This information is stored by the payment gateway partner. For instance, the Services will be using third party payment gateway partners to process and facilitate the payment of your subscription fee to the Services for providing you access to the subscription; such payment gateway partners are not controlled by us. When you visit such payment gateways you do so at your own risk.We encourage you to familiarize yourself with the privacy statements provided by such payment gateways prior to providing them with information about you or entering into any transactions with them.We do not assume any responsibility or liability for such payment gateways, the content of such payment gateways and their privacy practices, nor do we endorse them. We may receive financial or transactional information (for e.g., transaction ID, order ID etc.) from third party vendors in case of payments, for reconciliation and validation of transactions and also for the purpose of resolutions of complaints (in case of failed transactions and refunds).

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FAQ

What is Kitzone ?

Kitzone is a digital Neo bank.Kitzone does not have any physical branch all work in kitzone is done online.Kitzone digital payment app makes it secure and seamless to pay using UPI, make bill payments, recharge mobiles, DTH, data card, Sound box, Prepaid card & Metro Card etc.

What is On-US Transaction

An "on-us" transaction refers to a financial transaction where both the sender and recipient hold accounts at the same bank or financial institution. In other words, the transaction occurs entirely within the same bank, without involving external networks or intermediaries.

Examples of on-us transactions include:

  1. Transferring funds between two accounts held by the same person at the same bank.
  2. Paying a bill or making a payment to someone who also banks at the same institution.

On-us transactions are typically faster and less expensive than transactions that involve external networks, such as wire transfers or payments to accounts at other banks.

What is Off-US Transaction

An "off-us" transaction, also known as an "away transaction" or "network transaction", refers to a financial transaction where the sender and recipient hold accounts at different banks or financial institutions. This means that the transaction involves external networks or intermediaries to facilitate the transfer of funds.

Examples of off-us transactions include:

  1. Transferring funds from an account at Bank A to an account at Bank B.
  2. Paying a bill or making a payment to someone who banks at a different institution.
  3. Using a debit or credit card to make a purchase from a merchant who banks at a different institution.

Off-us transactions typically involve additional processing steps, such as routing through payment networks (e.g., Visa, Mastercard, or ACH), which can lead to:

  • Longer processing times
  • Higher fees
  • Increased complexity

In contrast, on-us transactions occur entirely within the same bank, making them generally faster and less expensive.

What is quick Pay

Quick Pay is a payment service that allows users to send and receive money electronically, typically through a mobile app or online platform. It's designed for fast and convenient transactions, often using mobile numbers or email addresses to identify recipients.

Quick Pay services usually offer features like:

  1. Instant or near-instant transfers.
  2. Easy registration and setup.
  3. Simple recipient identification (using mobile numbers or email).
  4. Low or no fees for transactions.
  5. Integration with existing bank accounts or payment methods.

What is AEPS?

AEPS (Aadhaar Enabled Payment System) is a payment service in India that allows users to make financial transactions using their Aadhaar number, which is a unique 12-digit identification number issued to Indian citizens.

AEPS enables users to:

  1. Withdraw cash
  2. Deposit cash
  3. Make payments
  4. Check account balances

using their Aadhaar number and biometric authentication (fingerprint or iris scan).

AEPS transactions are typically done through a Micro-ATM or a Point of Sale (PoS) device, and the service is often used for:

  1. Government benefit transfers.
  2. Subsidy payments.
  3. Rural banking services.
  4. Financial inclusion initiatives.

AEPS aims to increase financial accessibility and inclusion, especially in rural and underserved areas, by leveraging the widespread adoption of Aadhaar. It provides a convenient, secure, and efficient way to make transactions, reducing reliance on physical cards or accounts.